Privacy Policy

Collection and use of personal information

Personal Information includes information you provide us that can be used to identify or contact a single person, such as your name, address, email address, phone numbers and Social Security Number.

You may be asked to provide Personal Information when you interact with us, Online Ads, or one of our related companies, such as in connection with a completed or abandoned transaction or a request for information from us. MBNB GROUP  www.mbnbgroup.com  and its related companies and service providers may share your Personal Information with each other and use it consistent with this Privacy Policy.

We may supplement the Personal Information you provide with Personal Information available from other sources, such as credit bureaus, public databases, data aggregators, and other commercially-available sources. We do not knowingly collect Personal Information from children under the age of 18. If we learn that we have collected the personal information of a child under 18 years of age, we will take steps to delete the Personal Information as soon as possible.

Your Email

We also may use your Personal Information for research, development, and analysis, and for advertising, marketing, security, fraud prevention, and other business activities.

For example, we may use your email address to:

  • Confirm your identity;
  • Send you information on the status of your account or transaction;
  • Contact you if we need your assistance to complete a transaction; and
  • Send you newsletters, third party marketing offers from service providers and related companies, and customer-related material as permitted by law.
  • Your account will be sent to our servicing bank for full service and reporting to credit bureaus.
  • Only affiliated third parties will be allowed usage of your email.

If you receive unsolicited emails from us, please report it to us. We are not responsible for communications you may receive from non-affiliated third parties.

We will never ask you to provide Personal Information in an email. DO NOT RESPOND to an email that appears to be from us requesting personal information. Contact us immediately at info@mbnbgroup.com   We do not store email addresses from correspondence sent to us. If you contact us by email, we will respond by email.

Third Party Privacy

This Privacy Policy only addresses the use and disclosure of information we collect from you. This policy does not apply to the practices of companies that we do not own or control or to people that we do not employ or manage. We do not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others. If you provided your information on the website of an entity not related with us, and that entity shared your information with us, the privacy policy of that website governs the non-related entity’s use of your information, which may be different from this policy.

California Residents

You have the right to know we will be collecting and maintaining personal information including credit report data to assist you with credit monitoring and education services. We collect this information from you, credit bureaus, public databases, data aggregators, and other commercially available sources. The categories of this information include:

  • Personal identifiers to authenticate your identity
  • Credit report data to assist with credit education;
  • Internet/Network activity to inform, optimize, and serve ads
  • Audio and electronic information (to record your agreements and authorizations given through our web pages).

We will share your personal information with our service providers when it is necessary to process your requests or maintain your account. You have the right to request the following up to two times in a 12-month period:

  • The categories of personal information we have collected about you in the past 12 months;
  • The categories of sources from which we collect personal information;
  • The business purpose for collecting or selling personal information;
  • The categories of third parties with whom we share personal information;
  • The specific personal information we have collected about you in the past 12 months;
  • The categories of personal information that we sold about you and the categories of third parties to whom the personal information was sold in the past 12 months, or verification that no personal information was sold;
  • The categories of personal information we disclosed about you for a business purpose in the past 12 months, or verification that no personal information was disclosed.

In addition, California residents have the following rights: (1) the right to request that Personal Information be deleted, subject to various exceptions including matters governed by the Gramm-Leach-Bliley Act (GLBA) or to comply with a legal obligation whether of general or specific applicability; (2) the right to request that Personal Information not be sold to third parties, if applicable; and (3) the right not to be discriminated against in light of choosing to exercise any of these rights.

To exercise any of these rights, contact us at Info@mbnbgroup.com  

We will provide the requested information within 45 days of the request in most cases. If we need additional time to complete your request, we will notify you within the first 45 days and may take an additional 45 days to complete your request.

By exercising your rights, you will not be denied services, provided a lesser level or quality of service, or charged a different price for services, including through discounts, benefits, or penalties unless the price difference is reasonably related to the value provided to you by your data. However, if you exercise your right to have your personal information deleted, we will not be able to continue to provide service, as our services are dependent on that personal information.

Nevada Residence

We are providing you this notice under Nevada state law. You may be placed on our internal Do Not Call List by e-mailing us at Info@mbnbgroup.com. Nevada law requires we provide the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702.486.3132; email: aginfo@ag.nv.gov

We may update our Privacy Policy from time to time. Changes to this Privacy Policy will be posted on our website, with a corresponding revision date. Please check the website and Online Ads each time you use them for the most current information and to ensure that you are aware of any updates.